On to the ObamaCare Meltdown

Arnold Ahlert is a former NY Post op-ed columnist currently contributing to JewishWorldReview.com, HumanEvents.com and CanadaFreePress.com. He may be reached at atahlert@comcast.net.


Health Overhaul FloridaThere’s good news and bad news for conservatives in the wake of the deal that reopened the federal government. The bad news is that Americans have once again been offered a lousy package that does nothing to solve the nation’s out-control spending habits. The good news is that much of the attention the public devoted to the shutdown and the debt ceiling will now be focused on the disaster known as ObamaCare. It is a disaster wholly owned by Democrats.

Moreover, it is one born of unbridled hubris. Health and Human Services (HHS) Secretary Kathleen Sebelius and her planners were given ample warning by health industry insiders and low-level Obama administration officials that the exchanges had not been properly tested and implementation schedules were not being met, despite having a three year window and hundreds of millions of dollars to spend on building the Healthcare.gov website. Sebelius ignored those warnings. But telltale signs, such as her ongoing efforts to denigrate critics, as well as her refusal to turn over documents to the HHS inspector general for a routine performance audit, indicated all was not well.

The latter revelation might be telling: the actual money spent setting up the website is almost impossible to determine. According to Reuters, the original cost to build the site was approximately $93.7 million. Yet that total tripled to $292 million when new money was assigned to site construction as late as April. That assignment apparently coincided with warnings from federal and state officials that the information technology on which these online exchanges were based was not working properly.

Yet Reuters may be low-balling the total outlay. On October 10, the website Digital Trends initially reported the price tag was $634 million, but later revised the cost down to $500 million when they were told that they were including data unrelated to the current law. The revised totals included $398 million in obligated contracts for building the website and the technology portion of the Federally Facilitated Exchanges being used in states that decided not to set up their own exchanges. An additional $100 million-plus was reportedly spent on salaries and administrative costs.

George Edwards, a computer scientist and professor at the University of Southern California offered the best explanation for the lack of transparency. “I would be careful about jumping to any conclusions before fully understanding what was included in each contract,” he said. “But I can say that, just as in other industries, as you compress the project schedule, the overall cost increases.”

So do the chances for making mistakes, and the debut of Healthcare.gov was little more than a series of computer glitches, site crashes, error messages and excruciating delays. Once again displaying her trademark arrogance, Sebelius contended the reason for the debacle was that “demand was so high, it exceeded even optimists’ expectations.” That’s a remarkable statement, considering every American adult will be required to buy insurance or pay a fine.

Regardless, high demand may not be the problem. Five independent technology experts interviewed by Reuters believe the system’s architecture is flawed, highlighted by the reality that many of the automatic functions emulate what occurs when computer hackers initiate a distributed denial of service (DDOS) that causes malfunctions or an outright crash of a system. HHS twice took the system offline to make repairs, but it still remains buggy.

The most serious bug may not be fixable for years. HHS exchanges are designed to process reports between insurers and the exchanges seven days a week. These “834 transactions” are used to track the policies consumers select at the exchanges, along with whatever subsidies they get, and reconcile those lists with the insurers.

Yet the reconciliation process is a debacle unto itself. Industry sources reveal many of the 834s have been rendered unusable to the point where it can be impossible to determine if an individual has insurance or not. Moreover, they predict the problem will get worse as more people sign up.

Unfortunately for the American public, the technical flaws associated with ObamaCare may be the least of their problems. Far more daunting is the “sticker shock.” Many Americans have been startled to discover that “affordable” health is nothing more than a euphemism as their insurance costs will be double or triple what they previously paid. The Heritage Foundation compiled the best apples-to-apples comparison of one month insurance rates for adults, ages 27 and 50, as well as a family of four, before and after the implementation of ObamaCare. Each group will see an increase in their premium costs in 45 out of 50 states. For 27 year olds, those increases range from a low of 0.8 percent to a high of 252.5 percent. For 50 year olds, the range is 3.6 percent to 256.5 percent. A family of four will see increases ranging from a low of 0.8 percent to a high of 178.7 percent.

And then there are the deductibles. While the federal limit for out-of-pocket expenses will be $6,350 for an individual and  $12,700 for a family,  ObamaCare deductibles range from the Bronze plan, covering 60 percent of covered medical expenses, up to the Platinum plan covering 90 percent of covered medical expenses. For Americans who don’t understand what this means, one’s plan will pay anywhere from 60 to 90 percent of the actual costs incurred for healthcare. The consumer is completely responsible for the remaining costs, plus the cost of the premium. Any expenses not covered by the plan must be paid in full by the consumer.  Thus, “affordable” healthcare may be a lot less affordable than most people imagine.

And that’s when people can actually compare prices. According to the Wall Street Journal, the Obama administration is deliberately attempting to obscure the actual prices of premiums by showing consumers only their net out-of-pocket premiums with the subsidies already subtracted, “because those all-in quotes are so much higher than what’s available on the individual market.”

There’s another shock awaiting many Americans. According to Bloomberg News, ObamaCare is likely to accelerate a trend whereby hospitals will demand upfront payment for non-emergency care “because Americans are increasingly on the hook for more of their own medical costs. And once care is provided, it’s often difficult for hospitals to collect.”

In other words, there are going to be a lot of Americans shocked to discover that “free” healthcare isn’t free at all.

There are also serious privacy issues associated with ObamaCare. In August, 13 Governors sent a letter to Sebelius outlining their concerns that the HHS “has failed to adequately protect the privacy of those who will use the assistance program connected with the new healthcare exchanges.” The House Oversight Committee is also concerned with the possibility of identity theft, especially with regard to the lack of proper training and/or vetting of healthcare “navigators.” And then there’s this sentence buried in the source code for the Heathcare.gov website: “You have no reasonable expectation of privacy regarding any communication or data transiting or stored on this information system.”

Administration officials, and their useful idiot supporters in the media, continue to insist that all is well with the rollout. But considering this administration’s penchant for “spiking the football” whenever they do something they consider a success, it is telling that Sebelius refuses to reveal any data about how many people have actually signed up for a plan. The “most transparent administration in history” claims it will make the figures available sometime in November. “We will release monthly data when it is available,” a senior administration official told CNN. “We have not given an exact date, but it will be after end of month and we will work with states to collect their data to have a good picture of what’s happening across the country.”

The critical data involves how many younger Americans have signed up. As of now only a minuscule percentage of the 14.6 million people of every age who have visited the website have actually signed up for a plan. The administration estimates it needs 7 million new enrollees of which 2.7 are between the ages of  18 and 35 to make the plan viable. If the pool is skewed towards old and sicker Americans, a “death spiral” begins: insurers will lose money this year, forcing them to sharply raise premium prices next year. Higher premiums will be even less attractive to younger healthier Americans who are already getting a raw deal, so they will drop out in greater numbers, causing another increase in premiums. If this vicious cycle can’t be broken, ObamaCare collapses.

The ingredient progressives are forever missing the boat on? Human nature. While older sicker Americans might be inclined to move heaven and earth to obtain health insurance, young Americans, whose alternative for 2014 is a $95 fine or one percent of one’s income, which ever is higher, might be more than willing to blow it off. For perspective sake, imagine a twenty-something faced with a choice of paying for an insurance premium he may never use–or using the money to pay for his iPhone bill.

Money that might be scarce regardless. Investors Business Daily has compiled a daunting list of the “job actions with strong proof that ObamaCare’s employer mandate is behind cuts to work hours or staffing levels.” As yesterday it included 351 employers.

“There’s no widespread evidence that the Affordable Care Act is hurting jobs,” said President Obama in September. A full-time employee, defined as someone who works 30 or more hours a week, must be covered by ObamaCare. A part time employee does not have to be covered.  In 2013, 75 percent of the jobs created were part-time. No doubt the president and his followers believe it’s just a coincidence. A train wreck, in large part caused by ObamaCare, is more like it.

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  • Distantsmoke

    The time to end Obamacare was before it became law. Now that it is entrenched and once masses of the poor are getting their healthcare paid for by people who were once middle class, it will be impossible to eliminate just as Social Security and Medicare are now impossible to eliminate. Think Prohibition. Not an impossible task, but a much harder task.
    Once the Republicans stopped fighting the passage of Obamacare I was pretty sure will be dealing with this monstrosity, fixing it, tweaking it, and generally enriching more and more politicians from it for the rest of my life at a minimum.

    • gogetitdan

      Those paying for healtcare have always subsidized those without healthcare by financing a US healthcare industrie that facilitates for all in time of need and emergency.

      This leaves three options. Continue the present system of contributors subsidizing non contributors- the most costly and ineffective health system in the Western World. Radically reduction of healthcare to only those paying for it. – absolutly no care for non insured in any situation- the Third World option. Or a general enlistment with checks and balances – what civilized industrial nations like France, Germany of Britian have practicing for almost a century.

      • davarino

        But Ocare was supposed to bring prices down. Oh, maybe that happens when all the insurance companies cave and we are left with single payer. That will be nice, waiting in line just like the DMV, and nobody working there gives a $hit. I hear what your saying, but there has to be a better way than single payer because the quality will go down, BANK ON IT.

      • patron

        There’s a fourth option: promote individual intrinsic change to improve health instead of oppressive external regulations. Put an end to waste and fraud. Stop incentives for gluttony and broken homes.

        In all three of your options, people continue to eat themselves into heart attacks and strokes, drug themselves into cancer and cirrhosis, father dozens of illegitimate children who shoot each other and drive drunk crashing into buses, and sue doctors out of business led by criminal lawyers.

        The recent investigation into the Liverpool Care Pathway revealed NHS administrations provided incentives for hospitals murdering elderly and sick patients. Patients would admit themselves to the hospital for standard care, and nurses would drug them into a coma and doctors order withdrawal of medicine and nutrient without the patient’s consent.

        Now sick people in Britain no longer admit themselves to the hospital out fear of being killed, creating a new health crisis of infectious disease.

        Japan has the healthiest population in the world and government managed health has screwed that up creating doctor shortages and reimbursement fraud, when it’s not irradiating the countryside.

        With the ACA, the great benefit providing insurance to 30 million people who are uninsured sounds like a infomercial pitch for a nonsensical product without practical use, like an in-the-shell egg beater or saran wrap cutter. $250 for a healthy 20 year old is a rip off and will force people to just not report income. If you do get hit by a bus and end up in a coma, you can’t pay your premiums, and healthcare is cancelled in a month anyways

        • CowboyUp

          You seem to understand what’s happening.
          I’d only add that it won’t be long before the government starts with punitive taxes and outright bans on food and recreation that costs them, as the single payer, money. Many of socialized medicine’s staunchest supporters don’t realize that when they gave up responsibility for their health care they also gave up the freedom to make the decisions on anything that affects their health. They’ll learn the hard way what they lost quick enough when it’s too late to do anything about it. Think Bloomberg on steroids, with absolute power.

          • Raymond – Jesus is Lord.

            A friend of mine sent me this and I’d like to

            share it with you. Raymond

            My name be Eboneesha Hernandez, a African-Hispanic-American Girl who jus got a award for bein the bess speler in class. I gots a 67% on the spelin text and 30 points for being black, 5 points for not bringin drugs to class, 5 points for not bringin guns to class, and 5 points for not getin pregnut during the cemester.

            It be hard to beat a score of 120%. White dude who sit nex to me is McGee from Jaxon Mizipy. He got a 94% on the text but no extra points on acount of he have the same skin color as the opressirs of 150 years ago. Granny ax me to tank all yo Dimocrafts and Liberuls for suportin afermative axion. You be showin da way to true eqwallity. I be gittin in medicol skool nex an mabe I be yo doctor when Barrac take over da healfcare in dis contry.

      • CowboyUp

        You left out the best option. Remove government imposed factors that priced so many out of health care. Loser pays tort reform, interstate Insurance sales (like with automobile insurance), and a la carte coverage. Individuals or groups of individuals with similar lifestyles or risk factors and insurers should be able to tailor coverage to individual or private group needs.
        What, you didn’t notice almost everything the government did to help actually made it worse? It’s obvious that was no accident.

        • justquitnow

          Yes, that was the Republican “plan” for years and years and it lost.

          • CowboyUp

            Of course what would work was blocked by the democrat party, their often stated objective is to destroy private health care, and become the sole provider. They couldn’t care less about the quality or availability of health care, just so long as they have absolute control over whatever health care their is. They use laws and regulations to distort and wreck the market, then use the mess they made as an excuse to take over. They did the same thing with banking and student loans. A lot of people have been suckered, but I’m not one of them. You?

          • justquitnow

            I wish they would regulate the financial sector better….not worse…you think the government made those problems? You’ve been reading way to much of this shit then. The government…or “us” stumbles behind those greedy arseholes and cleans up the mess. The ACA wouldn’t be necessary if insurance companies (who do nothing and produce nothing) weren’t pushing the costs so high. What health insurance costs were going to do the budget and debt were insane…does anyone remember this? We only discussed this law for YEARS.

            You guys blame the government for everything. and BTW the “often stated objective” of the democratic party is not to “destroy private health insurance” in fact that is never said, much less “often” stated. It’s like no one cares at all about the poor, destitute and people dying without simple medicine and care…it’s ALL a political power move for tyrannical ends.

            That is just the square peg of reality meeting the round hole of the cult framework.

      • CosmotKat

        I’m always amazed when folks like you use the term “civilized nations or civilized world” to describe health care in what is mainly European nations. You demonstrate significant ignorance regarding history. Most Eurpean nations HAD to embrace socialized medicine. Their economies were destroyed following WWII and socialism/marxism/communism was already well known to the masses given the legacy of Europes Class based societies so, leaders introduced socialized medicine for their people. Fast forward to today and many of these nations, England for example with their NIH, are trying to find ways to get rid of it. The U.S. did not have the same history nor the devastation of war on our shores so suggesting the U.S. has finally joine the civilized world is bull crap.
        The claim that zerocare is based on a Republican idea is makes you feel better, but it is a false claim. Whatever remnants of a republican or conservative idea was certainly bastardized through incompetence and no conservative would develope a bill that so clearly obfuscates the patronage that is hidden inside this woeful pice of legislation.
        I have heard numerous representatives of the marxist democrats suggest that only the Health.gov is not working otherwise what has been rolled out is overwhelmingly liked, but yet non dare say what parts are these? The plusses are so outweighed by the negatives is to make that statement is silly and meaningless

      • dudeman1144

        Or like … Greece? That’s the direction the EU is headed. Germany might have a strong economy now, but with below-replacement birthrates, it’s unsustainable. When the current generation retires, who will pay for these lavish benefits? Muslim immigrants?

        (Oh, and by the way, the Front National just made some big electoral gains. I guess not everyone in France likes 50% taxation and Muslim street gangs, after all…)

      • Igotit

        What is cost effective about socialized countries?

        Japan is a country in a death spiral. At some point they might pull out, but their population is falling. there is an inverse relationship between high taxes and working people versus family size. Is there healthcare system worth it.

        Germany says it needs to import people because …. it needs the labor. All those high taxes again on working people and yet people cannot afford to raise a family. Was it worth it?

        I have relatives and in-laws in France and Germany. Those countries are sh t.

        Don’t tell me how good those socialized countries are.

      • Fritz

        Great, another lefty who thinks that the Europeans of a panacea of cradle to grave, “Free”, state run healthcare. In France the insurance system pays for 80% of your health care costs, but you have to pay up front and then be re-reimbursed for the rest. Also in France some hospitals or public and some are private, same rules apply at each. In Germany they also have public and private hospitals, the public insurance will pay for either, but you can also pay for your own care out of pocket if you wish.
        Britain is an absolute disaster, most doctors are government employees, and you have government bureaucracies, their version of death panels, deciding what care and what drugs the hospitals can offer. You also have to go on a waiting list for anything but am immediate emergency. It would not be so bad if you could buy private insurance but the NHS has a monopoly. They also have private doctors and hospitals but you have to pay out of pocket for those, the public system will not pay for them.
        Under Canada’s system, it’s much like the British one, except the doctors are all private contractors, not government employees. However unlike in Britain, Canadians are forbidden from paying for their own health care for anything covered by the private system. Canada’s health system is also over weighted by bureaucracy, there are four times as many administrators per 100,000 persons, as there is in Germany, France, or any other European country, in fact in some areas of the country there are more administrative staff then there are doctors.

    • Fritz

      It won’t last much longer, the larger elephant in the room is the ballooning national debt and the coming default, “the real default” where foreign creditors stop buying U.S treasury bills. Once it hits 20 billion plus, and the servicing rates skyrocket, the entitlements will be the first things to go away.

  • Biff Henderson

    Can a citizen refuse to participate in Obamacare on the grounds their rights to privacy are not guaranteed? Is there not already legislation that guarantees rights to privacy and the only option available to the citizenry is one that violates it? A catch 22 that a good lawyer could use to force the government to delay the roll-out until the glitches are addressed?

    • patron

      Hide your income and stop filing taxes.

      I call that “pulling a Geithner”

    • NAHALKIDES

      I doubt it, but it might be possible to sue HHS (wonderful thought!) for failing to protect your privacy. Tort lawyers have always been a big part of the Democratic Looters Coalition – how delicious to have them suing Sebelius on our behalf, and further crippling Obamacare!

    • Gislef

      You’d most likely have to have standing – i.e., show that you suffered a harm from your privacy being violated.

  • CowboyUp

    Obamacare will now achieve its’ purpose, disrupt and destroy private health care to the extent that a single payer government health care system is inevitable.

    • NAHALKIDES

      I agree with your basic assessment, but I don’t think we should give up the fight. The slow implementation of Obamacare, designed to give the guilty Democrats maximum possible cover, also means the system isn’t yet in place. If we can win in 2016, there should still be enough of an insurance industry to restore some freedom to our health care, if only Republicans are smart enough to do it.

      • GardenQueen

        Obamacare may collapse more quickly than the administration planned. If the problems with the software program cannot be fixed by Jan 1, the millions of people dumped from their insurance plans will have no insurance at all. As you said, if only Republicans are smart enough, the opportunity to take control of the house and the senate in 2014 is possible.

  • http://www.clarespark.com/ Clare Spark

    There has not been enough coverage of the doctor shortage and the functioning of Medicaid. See this guest blog on my website: http://clarespark.com/2012/12/14/james-pagano-md-on-healthcare-chaos/. “James Pagano M.D. on healthcare chaos, updated.”

  • CurmudgyOne

    This is the time, if ever there was a time in recent years, for absolute and total civil disobedience among we who disagree. It is the only way, now, to dismantle this socialist control device called the PPACA. I, for one, will not attempt to enroll in Obamacare. I will refuse to pay the fines the IRS imposes (and I am not on any payroll with taxes taken out, so they cannot get the money). I will, if I get really sick, go to the Emergency Room just as the illegals have done for years. If they will not treat me, I will become a cause celèbre for those like me. If I die, so much more so. It wouldn’t hurt the effort if business owners simply refused to comply, as well. The people still have the power, if they have the guts.

    • Raymond – Jesus is Lord.

      Does anyone know how to

      cancel a bid on E-Bay?

      I put in a $7 bid for a “Mickey Mouse Outfit”, and

      now it seems I’m only nineteen minutes away from owning

      Obama’s entire Cabinet.

    • Debbie G

      Although I totally agree with you 100%, I fear the IRS will withhold your income tax return if you don’t pay the penalty. Why else is the IRS in charge of this?

  • Wolfthatknowsall

    My doctor is in the process of moving his practice to Costa Rica. This is tragic, because he was the only doctor in this community to accept Medicaid patients. Although I am fortunate enough not to need Medicaid, these patients … many of whom don’t own cars … will have to travel 24 miles to see a doctor.

    I wonder how many of them voted for Obama? …

    • justquitnow

      Where do you live…because it’s probably a case of him getting the heck out of there :) Costa Rica is so beautiful…

    • Debbie G

      Yeah, the joke’s on them, isn’t it? Unfortunately, you will suffer along with the idiots who voted for the clown. No sympathy here for those people.

  • alihusaini

    Ha ha ha !! I love it! You stupid tea party morons are crybaby losers! As anyone with any shred of intelligence said, you idiots were not going to win this battle! Even the so-called moderate Republicans (RINOS to you idiots) said you could not
    win. But your saviors of the far right took up your idiotic flag and ran with it. Ha ha ha! Now you guys are even more marginalized by the American public. The backward and fantasy land ideology and worldview just took another hit!! It is sooooooooo fun, fun, funny!! Tea party!?! How about the POOR, LITTLE, SCARED,WHITE PEOPLE PARTY!

    • http://www.shugartmedia.com/ Chris Shugart

      Laugh clown, laugh. This is as good an example of how totalitarian states emerge. They’re gleefully welcomed with the open arms and approval of the uninformed. Add to that a hysterical desire to see the complete elimination of their opponents. Twisted, isn’t it?

      • alihusaini

        Oh, I am laughing and giggling! One step closer to single payer government insurance (you know, like rest of the civilized world). Like Israel, that country all you wack-job, right-wing, evangelical morons are so in love with, has just that kind d of healthcare.

        • iluvisrael

          May Israel continue to be a thorn in the side of all inbred muzzies around the globe! Happy eternal nakba accchhhhmed!

          • alihusaini

            It’s the witch! Oh, darn it, I mispelled “witch” again! Israel is not a thorn in my side. I absolutely LOVE its healthcare system. I mean come on, you ARE iluvisrael, don’t you just love the healthcare system there?

          • iluvisrael

            I’ll make this simple, so even a putz like you can understand. First, the article is about healthcare, not Israel. Second, I’ve become a bit of an expert on kidney cancer, as my mother had it for six years. I learned a lot about treatment, and along the way about what it’s like for those in England with kidney cancer. My mom was able to easily in the US to get the meds that extended her life. the Brits are told, sorry Nexovar and Sutent are too expensive – go home and die.

        • Fritz

          So you are looking forward to rationing, waiting lists, and denial of service by DMV style bureaucrats like you have in Britain and in Canada. The next time you wait in line at a government office you think about that. The “single payer” idea is a myth anyhow, in most of Europe you can pay for your own care out of pocket, in some places like Australia you can buy private health insurance. But before you start spouting off about “Right Wing Propaganda” I reside in Canada, I’M LIVING UNDER SINGLE PAYER, IT IS NOT AS WONDERFUL AS YOU THINK!

    • http://www.shugartmedia.com/ Chris Shugart

      Well there you have it friends and neighbors. Lord Haw Haw makes my point perhaps even better than I. What more can be said? Such inane trollery only demonstrates the witless banality of Obama supporters.

      • alihusaini

        Actually,I am not an Obama supporter.I really think ALL politicians are scumbags.But I do like the Affordable Care Act..I want it to keep going,to go well beyond where it is now.The AFA did not go near far enough.

        • Wolfthatknowsall

          Of course, you’re an Obama supporter. He’s giving you everything that you ever wanted. However …

          You want the ACA to go well beyond where it is now? The only place it can go is complete Marxism, with the State deciding who lives and who dies. Don’t kid yourself by thinking that you will be one of the sheeple who lives. Wolves run this government …

    • Dian Marshall Smith

      What are you, 7 years old? I am surprised you left out “nah-nah-nah-nah-nah!”. Sheesh. Not to mention, you are prematurely, as they say, blowing your wad. Mark my words, if (and this is a big IF) the Obamabots are competent enough to fix their stupidly architected, constructed, programmed, and executed Obamacare web site, when your friends amongst the low information voters find out that the “free” healthcare is not free after all, the sh$t is going to hit the fan big time. The five people in the U.S. who have been able to figure out how much this healthcare boondoggle is going to increase their premiums and worse, their deductibles, will have former Obama supporters marching in the streets demanding that this law be revoked! Just remember the original “Tea Party Patriots” were protesting – as we are – against the concept of “taxation without representation”, which in the matter of this law, the politicians decidedly did NOT listen to the will of the people who told them quite clearly they were against it in 2009. The Congress of today definitely does not represent its’ constituents, but rather looks at their voters as if they were royalty to be obeyed.

      • Debbie G

        Don’t worry Dian. This slob will probably qualify for Medicaid.

  • Long Ben

    On Sebelius;
    Ms. Sebelius should in no wise be trusted with any of the Life and Death decisions entrusted to her by the expansive language in the Obamacare bill. When running for Governor of Kansas she accepted close to $200,000 in campaign contributions from the now defunct George “Killer” Tiller, whose main claim to infamy was the killing of infants gestated six to nine months by “partial birth abortion”. She zealously did Tillers biding after her election by hounding the duly elected Attorney General of Kansas out of office for his efforts to enforce the Kansas law against third trimester partial birth abortions. As such Sebelius has blood on her hands and is unfit to administer anything having to do with Life or health.

    • hatsylady

      She’s known as the Grim Reaper in this household. Scary witch.

  • Tori Gangle

    It’s amazing that I can google on ‘obamacare meltdown’ and find so many hits! That should tell you something right there. Socialist healthcare at it’s finest!

  • justquitnow

    The only people who will be “shocked” that Obamacare isn’t single-payer healthcare, socialized and “free” will be the people that don’t understand the law and call it Obamacare so much they think it’s an insurance plan….something you “go on”.

    You all have to get insurance now or you get penalized. If you live in a state run by Republicans, they are actively trying to make it harder for you to do so under the law. They have also refused the money to expand Medicare for the poor and destitute in your state. So good luck.

    • Gislef

      It’s pretty hard for me to get insurance in Democrat-run states, because the prices just jumped.

    • Debbie G

      First of all, learn your terms. MediCARE is for the old. MediCAID is for the poor (and who knows what the word “poor” means anymore.)
      I’m from Ohio, and in 2010 the people here voted AGAINST the implementation of Obamacare, 66% to 33%. And yes, we are currently fighting Medicaid expansion (we have a balanced budget, by the way).
      I am tired of working my life away to support illegitimate children born to lazy, ill-bred, uneducated dolts.
      I work in a hospital system. I see parents applying for disability for their kids with ADHD (which is NOT a disability). Unmarried couples come in with their four kids, all on medicaid. These people are pros at gaming the system, and Obamacare only encourages it.

      • justquitnow

        Well yes…medicare and medicaid expansion.

        It looks like Ohio is doing the expansion:
        http://www.washingtonpost.com/blogs/wonkblog/wp/2013/10/21/ohios-new-medicaid-expansion-could-cover-330000-people/

        Sorry your surrounded by takers…maybe you should consider a new line of work if helping people that I guess don’t deserve it makes you sick. Since the expansion is paid for mostly by the federal government, it’s a win for Ohio and all that money flows into private businesses.

        It seems like most people that feel the way you do have some kind of anecdotal experience with takers and scammers. Like the guy I was talking to the other day who helped out in food kitchens for the poor (he claimed) and he thought the people were not polite and didn’t seem thankful enough.

        • Debbie G

          Stop being a jerk. “Expansion will be paid for by the government.” Where do you think the government gets the money—from their money tree? Medicare is expanding?
          Yeah, you’re right. We are all surrounded by takers. There is a big difference between charity (I give freely) and government handouts.
          So poor people don’t have to be polite?

          • justquitnow

            “Expansion will be paid for by the government.” Where do you think the government gets the money—from their money tree? Medicare is expanding?

            You left out the word “federal” there which is kinda important to the #%^#*&@( statement. Federal as opposed to state. And I’m being a jerk…

          • Debbie G

            It’s all tax dollars, from the PEOPLE, you idiot.

          • justquitnow

            Duh…you created that question by getting wrong what I said earlier. Yes, it’s tax money. No one ever said it wasn’t. Thanks Debbie.

  • d steeler

    ARE THE BOARD MEMBERS AND US MGRS OF CGI
    COMPANY (OBOMACARE IT CONTRACTOR )
    OBAMA CRONYS AND CAMPAIGN CONTRIBUTORS ????????????

  • poetcomic1

    The health of one’s family and loved ones? Worth fighting for. Obamacare will ignite a revolution or if it doesn’t…. nothing will.

  • Chris Behme

    “There’s no widespread evidence that the Affordable Care Act is hurting jobs,” said President Obama
    The lies. They flow so easily from the snake’s forked tongue.
    By “no widespread evidence” Obama means that MSNBC hasn’t reported on it.

  • DogmaelJones1

    Suppose they gave a Health Care Plan and nobody came? Looks like trying to get onto Heathcare.gov is riskier than tripping through a toxic junkyard in search of unpolluted water.

  • Raymond – Jesus is Lord.

    A little girl asked her father, ‘do all fairy tales begin with “Once upon a time”?
    The father replied, ‘No, some begin with – If I am elected.’

  • Poupic

    Seniors who check 2014 choices for the miscalled “advantage” coverage discover that they will have to pay for Barack Hussein’s follies.

  • Wolfthatknowsall

    Costa Rica is beautiful. He’s already bought his home, which is located on the Pacific Coast. Fantastic view …

    And since many of the good Doc’s patients will fly to Costa Rica to see him … a combination of fine healthcare and a vacation … it works, for him.

    As for me, I’m in the Illinois Valley area.

  • physicsnut

    I am disgusted by the intellectual cowardice of those who really wanted single payer, but opted for what they thought they could get.
    Can’t defend it ? Then why should it become law ?
    Also disgusted with the idiots who say Canadian system is ‘free’ when they spend 22 percent of taxes on healthcare. Of course, Canada has about the same population as California. Heck, there are more illegal aliens in the USA.

    I heard someone on the radio saying that, frankly, the troubles with the website are a mirror of this overly complicated 2300 pages of ACA, coupled to a lot of complaining about the lack of “public option” .
    Well – that is more interesting than just blaming incompetent website design. The specific complaint was having to calculate the SUBSIDY, and thus all personal questions, and verification, rather than getting to the fun part – how much will it cost me.

    I would like to see a fight between Hillary-care and Obama-care types, maybe with some Europeans thrown in for good measure. Jeepers – i remember when doctors made house visits and a week in the hospital was not a big deal. Frankly – what really dooms all these efforts is Rising Expectations. We really want Star Trek but we get Hillary instead.

    as a number of techies have pointed out – the whole damn thing is too complicated. The problem with the website is a reflection of problems with ACA. I blame the intellectual cowardice of those who support single payer but gave up trying to make the case to the public. Somebody forgot the first rule K.I.S.S = Keep It Simple, Stupid !!

    • justquitnow

      Yeah, but it’s not like lawmakes sit around by themselves and come up with all these little complications. You think Obama was in there writing this law? Regulation has to be very specific and cover every possible circumstance because PEOPLE WILL CHEAT. Plus this lobbyist said hey put that in there…and yeah put that in there and then we can get votes for it. The republicans had specific things put in there during negotiation before they all voted against it.

      Plus, you pretend that doctors would still be making housecalls and we would still have this quaint little healthcare system if government hadn’t come in and mucked it up. It’s like insurance companies don’t exist…big pharma…not a player…big healthcare companies that run hospitals…nope they’re just hardworking Americans. Government caused every problem…sigh…don’t you get sick of the shallowness of this viewpoint?

      There was a guy below like this…government was the sole and only problem. Are you guys incapable of even considering that a private company is totally f*cking you over? That private business interests are fleecing you daily? From the wars through the collapse, trillions of dollars have been sucked up from America so offshore accounts could grow larger. Can it even be considered?

      The problem is a lot of you have a angry stick shoved up your ass…you’re just totally confused as to who put it there.

  • CowboyUp

    I know government made those problems, the banks were operating under the government’s rules all along. You don’t remember barney frank saying in 2003, “I do think I do not want the same kind of focus on safety and soundness that we have in OCC and OTS. …I want to roll the dice a little bit more in this situation towards subsidized housing?” You don’t remember him saying fannie and freddie weren’t facing any kind of financial crisis, there was no housing bubble? I do, and it’s all on video. In 2005, when President Bush warned of the problem and tried to head it off, barney admitted there was a bubble, but claimed, “you are not going to see a collapse.” That was before it became politically advantageous to trigger one, which a leak from a congressional staffer for a democrat did.

    Barney crapped out with our money, and blamed Bush for it. Then he and dodd wrote a huge banking law that, like the unaffordable care act, was passed without being read, and though it gave the federal government much more control over banking, and , of course, added taxes, it failed to address the causes of the bubble and its’ collapse.

    • justquitnow

      Well if Barney Frank said that in 2003, then hey you’re right, it was all his fault and the fault of Fannie and Freddie Mac…oh and the poor people….and NO ONE ELSE.

      It only takes a scrap I guess. I would ask you to describe what we’re even talking about if you think Barney Frank caused “it” but who cares…I know what you think.

      • CowboyUp

        Barney wrote or helped write the laws they operated under, and he was on the committee that oversaw them for decades, so yea, it’s his fault. Dodd was right there with him, along with a slew of other democrats, with their significant others and supporters in the mortgage industry helping run it into the ground. It was a leak from a democrat staffer that triggered it. They did the same thing to the SnL industry when I was young. There’s hours and hours of them pontificating on video and in print over the decades, not a scrap.

        As far as you’re concerned, they got away with it, so of course you also can’t see (or are in on), what’s coming with the unaffordable care act.

      • Michael Reese

        There is a video on YouTube of GWB vowing to support Fannie/Freddie in an effort to offer affordable housing.

  • CowboyUp

    Insurance companies underwrite risk, and it’s hilarious to see dp supporters pretend they have a problem with companies or other organizations that “produce nothing,” when that’s apparently your favorite kind. It’s also funny that you blame insurance companies for the inevitable failure of the “insane” Medicare/Medicaid government ponzi schemes and the federal deficit/debt. It wasn’t the insurance companies that blew every M/M dime that came in buying votes, instead of setting it aside to fund their liabilities. It’s not the insurance companies that haven’t passed a budget in 5 years, and ran $1+ trillion deficits that whole time either. Good luck finding anyone or anything that tops politicians and the federal government in the greed department.

    It was the federal government that abused their power to regulate interstate commerce as an excuse to mandate what would be covered on private insurance policies, though they forbade them to be sold interstate. It was the federal government that decided it wouldn’t pay market prices for medical procedures and services, leaving the private policy holders to pick up the balance.

    How does one meaningfully discuss a law that nobody was allowed to read before it was “deemed to have passed?” That’s impossible. By definition, “single payer,” destroys private health care. Hillarycare, the dp’s first attempt at single payer, forbid doctors from taking cash for services. The dp made no secret their goal was single payer government run health care, Obama himself admitted it, and our buddy barney frank is on video telling his constituents if they wanted single payer, they should support unaffordable care act because it would bring it about. Maybe you missed it, but I didn’t.

    If the dp cared about the poor, they’d give them the shirt off their own back, and not someone else’s. But they exempted themselves and their supposedly big hearted contributors, and paying customers are still picking up the tab. They didn’t care enough to let people write all their health care costs off their taxes, buy just the coverage they needed, or make insurers compete across state lines. They didn’t care enough to give up their trial lawyer donations, by reforming tort. It’s obvious they just want control over whatever health care people here have, and couldn’t care less about quality or availability. You’ve either been suckered, or you’re in on the scam.