My plan does not qualify under the Affordable Care Act because it does not include maternity coverage. I am a 41-year-old woman with three children (one with moderate-severe autism and mental retardation). I am not having any more children.
This is ridiculous. However, it gets worse. Optima gave me my options. Now I have a $2,500 deductible with 100 percent coverage after the deductible is met. The family deductible is $5,000. The plan costs $209 per month. This is not a substandard plan.
I have a health savings account where I have saved more than $12,000, so if my family needs health care, I can provide for them.
The new Obamacare plans are worse in every regard. They are not better and I do not save $2,500, as President Obama promised so many times.
Here is the closest plan to mine: $3,250 deductible (worse), $6,500 family deductible (worse), and the premium is an outrageous $674 per month (far worse). Essentially, I will pay $465 a month or $5,580 a year more for insurance. Obama promised the average family (I’m a nurse; we’re average) $2,500, but I will pay $5,580 more?
According to the official Thanksgiving talking points, her plan was substandard, completely worthless and not really insurance at all. And that’s why the official White House ObamaCare Thanksgiving talking points are a pack of lies.
I’m going to guess that a Registered Nurse can tell apart a bad health plan from a good one better than Obama can. Unfortunately Obama is the one who gets the final say on these things.